Physician Household Using One STR and One LTR Conservatively

$189,300

Estimated Annual Tax Reduction

34.1% → 28.9%

Estimated Effective Federal Tax Rate

$1,110,000

Total Household Income

Client Profile

Physician with high W-2 income and spouse earning moderate wages.

W-2 income: $940,000

Rental income: $170,000

Strategy Overview

Reducing tax without operational complexity.

Implementation Highlights

• STR classification confirmed
• Minimal cost segregation
• Long-term rental depreciation optimized
• Expense timing tightened

Key Results

Total rental deductions: ~$555,000
Tax impact: ~$189,300

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